Influence of women enterprise fund on socio-economic development of women entrepreneurs: a case of Bonchari constituency, Kisii County; Kenya

This study sought to establish the influence of Women Enterprises Fund on socioeconomic development of women entrepreneurs in Bonchari Constituency, Kisii County; Kenya.

The effect of lending by micro-finance institutions on the financial performance of small and medium enterprises in Nairobi county,Kenya

The provision of financial services, especially credit and saving facilities plays an important role in the development of the economy. With the efforts of microfinance institutions taking their services within the reach of poor and small medium enterprises that have not benefited from the conventional formal financial system, growth and expansion of SMEs has been observed. The main objective of this study was to investigate the effect of lending by microfinance institutions on the financial performance of small and medium enterprises in Nairobi County, Kenya.

The effect of credit reference bureau service on financial performance of deposit taking micro finance institutions in Kenya

The research investigate the effect of credit reference bureau service on financial performance of deposit taking microfinance institutions in Kenya. A credit reference Bureau is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. It is an organization providing detailed information on person’s credit history, including information on their identity, credit accounts and loans, bankruptcies and late payments and recent inquiries.

Factors influencing implementation of agricultural projects funded by microfinance institutions in central division, Machakos county, Kenya

Over the last 20 years MFIs have provided financial services to people dealing with small and micro businesses or farmers who did not have access to loans from commercial banks. This research study focused on the role of Micro Finance Institutions in alleviating poverty and attaining food security among small scale farmers in Central Division, Machakos County. The research study emphasis as on Faulu Kenya and Kenya Women Finance Trust MFIs which have enabled small scale farmers get empowered through provision of unsecured loans.

Differentiation strategies used by microfinance institutions in Kenya

Microfinance Institutions are pillars to development of small business and growth of the informal sector in Kenya. They are able to mitigate asymmetric information problems between lenders and borrowers hence increasing access to financial services for people with no traditional collateral hence leading to potential positive impacts on poverty reduction. However, success of MFIs is threatened by reduction in donor support and intense competition in the industry.

Factors influencing uptake of the youth enterprise development fund in Samburu east constituency, Kenya

Driven by the need to address the high levels of youth unemployment in Kenya, the government established the Youth Enterprise Development Fund. The objective of the fund is to provide the youth with access to affordable credit either as individuals or in groups. Since its inception in 2006, it has disbursed billions of shillings countrywide. However, there are huge disparities in uptake of the availed credit across the 47 counties. Among the counties with the lowest uptake is Samburu County. Indeed, according to the 2013 status report of the youth fund, the county was ranked last.

Barriers faced by women groups in accessing Uwezo fund in Kikuyu constituency, Kiambu county

This was a cross-sectional descriptive study on the barriers faced by women groups in accessing uwezo fund in Kikuyu Constituency, Kiambu County. Specifically the study focused on institutional capacity and financial literacy dimensions of these barriers. The target population were the registered women groups in Kikuyu Constituency. A sample of 6 women groups; three who were successful in accessing Uwezo fund and three who were unsuccessful in accessing the fund comprised the study population. Qualitative data was collected through focus group discussions and key informant interviews.

Application of multiple discriminant analysis credit scoring models, for credit card consumers - the case of Barclaycard Kenya

Credit risk analysis is a process that allows financial institutions to minimize the amount of follow-up on late payment and loan default to be performed. In order to reduce credit card default risk at Barclaycard Kenya and other credit card lenders in Kenya, this study investigates the suitability of multiple discriminant analysis model in differentiating between good and bad credit card holders. Secondary data comprising of 100 good and 100 bad card holders was collected from existing customers application forms.

The effect of firm specific factors on financial performance of Commercial Banks in Kenya

Performance of commercial banks is of importance to the investors since it impacts on the return on investment, it is also a critical measure of economic strength of a country that warrants a stable investment. Determining the specific factors that affect firm performance has been a subject of empirical discussion. The objective of this study was determining the effect of firm-specific factors on commercial banks’ financial performance in Kenya. To accomplish this goal, the study implemented a descriptive research design to test the link between variables.

Determinants of loan recovery in a student financing organization: case of Higher education loans board

The financing of higher education in Kenya has been a big challenge to the Government of Kenya, through Higher Education Loans Board (HELB - hereafter referred to as the Board). There is a growing student population, rising costs of education and an increased dependency by students on financial assistance due to the slow growth in the economy and the impact of poverty levels in the country. This is to be seen against the background of dwindling finances from the Government, who have been the main financers of higher education.


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