Factors Influencing Non-performing Loans of Micro finance Institutions in Kenya

The success of MFIs largely depend on the effectiveness of their credit management systems because these institutions generate most of their income from interest earned on loans extended to small and medium entrepreneurs. The Central Bank Annual Supervision Report, 2010 indicated high incidence of credit risk reflected in the rising levels of non- performing loans by the MFI‟s in the last 10 years, a situation that has adversely impacted on their profitability.

Factors influencing non-performing loans of microfinance institutions in Kenya

The success of MFIs largely depend on the effectiveness of their credit management systems because these institutions generate most of their income from interest earned on loans extended to small and medium entrepreneurs. The Central Bank Annual Supervision Report, 2010 indicated high incidence of credit risk reflected in the rising levels of non- performing loans by the MFI‟s in the last 10 years, a situation that has adversely impacted on their profitability.

Factors influencing repayment of bank loans: a case of NIC bank limited, Nairobi Province Kenya

A financial institution assumes a risk whenever a credit facility has been extended to a borrower under a financial contract. The fear of losing funds due to loan default has led to increased attention to Credit risk management which has cushioned the lenders against expected loss. Central Bank of Kenya (CBK) as a regulator has come in strongly in monitoring bank's lending in an effort to reward borrowers who have a good loan repayment history and to curb loan default. The purpose of this study was to establish the factors that influence loan repayment at NIC Bank Ltd.

Factors explaining loan default among off farm loan borrowers of microfinance programmes in Kenya. A case study of small scale enterprises in Nairobi, Kenya

This study was about the causes of loan default among off farm loan borrowers of Microfinance programmes in Kenya.The study was meant to establish factors causing default of loan repayment among off farm borrowers. Although Microfinance programmes in Kenya have been recognized and accepted by the Government and development Agencies as effective tools for poverty alleviation, economic development.jobs creation and industrialization, loan default has been a major setback to these programmes.

The effect of Credit referencing on non performing loans among the Microfinance Institutions In Kenya

The primary function of financial institution is mobilizing deposits from surplus units to deficit units in the form of loan and advances to various sectors such as agricultural, industry, personal and governments. Thus, they are considered as an intermediary between the depositors and borrowers. However, in recent times, there have been an increased number of significant lender problems both at matured and emerging economies. Non-Performing loans have caused significant losses to the lenders.

M-shwari Loan Access and Effects on Employment and Investment in Youth-owned Mses in Ongata-rongai, Kenya

This research project sought to explore effects of access to M-Shwari loan on youth-owned micro and small enterprises in Ongata-Rongai, Kenya by establishing the characteristics of youth-owned MSEs using M-Shwari loans, the nature of M-Shwari loans accessed, immediate use of M-Shwari loans by youth-owned MSEs and establishing the relationship between M-Shwari loan access, employment and investments in youth owned MSEs. This study was framed on the theory of finance and development and guided by financial inclusion from capability approach model.

Effect of mobile money on non-performing loans of commercial banks in Kenya

Mobile money, also referred to as mobile payment, mobile money transfer and mobile wallet, generally refers to services operated and performed from a mobile device such as mobile phone, credit or debit cards; the intersection of both banking and telecommunications services. It involves a diverse set of stakeholders from both mobile phone operators and financial service institutions. Mobile money services have been defined as electronic money accounts that can be accessed via mobile phone.

The relationship between mobile money and loans issued by commercial banks in Kenya

Lending which may be on short, medium or long-term basis is one of the main services that commercial banks do render to their customers. According to Adedoyin and Sobodun (1991), lending is undoubtedly the heart of banking business. Therefore, its administration requires considerable skill and dexterity on the part of the bank management. Commercial banks in Kenya are fast embracing the mobile technology as a platform to operate on and increase not only their presence, but also their efficiency and general profitability.

Determinants of loan recovery in a student financing organization: case of Higher education loans board

The financing of higher education in Kenya has been a big challenge to the Government of Kenya, through Higher Education Loans Board (HELB - hereafter referred to as the Board). There is a growing student population, rising costs of education and an increased dependency by students on financial assistance due to the slow growth in the economy and the impact of poverty levels in the country. This is to be seen against the background of dwindling finances from the Government, who have been the main financers of higher education.

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