The effect of asset liability management on the liquidity risk of commercial banks in Kenya

Liquidity is an important determinant of financial distress. The objective of liquidity management thus is to ensure that banks are able to meet in full all their financial obligations as they fall due. Banks liquidity is directly affected by asset liability management decisions in the management of the balance sheet of commercial banks.

The Effect of Asset Diversification on the Financial Performance Of Commercial Banks in Kenya

The main goal is to banks is making profits from different types of assets. However, some of these assets can be non-productive in terms of generating income directly. Investors need to categorize investments in divisions of each asset group that can have varied performances in varying market conditions and they need to examine the past history and projected outlook in terms of risk, return and correlation of each of those investments. Commercial Banks have embarked on diversify their assets aimed at increasing their income sources.

Influence of consumer attitudes on the uptake of credit cards by customers of commercial banks within Kitengela township

In the last decade the Banking industry in Kenya has been carrying out campaigns to encourage adoption of plastic money. This has seen a remarkable uptake of plastic money like debit cards. However credit cards uptake has lagged behind. This formed the backbone of this study. The objective of the study was to determine the influence of consumer attitudes on the uptake of credit cards by customers of commercial banks within Kitengela Township. The study applied descriptive research design.

Factors influencing students’ choice of public universities in western Kenya region. A case of university of Nairobi and Kibabii university

University choice is a complicated process and involves a wide range of individuals including high school students, family members, university administrators and public policy makers. Understanding why and how potential candidates seek University education and determining which factors affect their choices is an important area of study. The purpose of the study was to investigate the factors influencing student’s choice of Public Universities in western Kenya region. A case of University of Nairobi and Kibabii University.

Responses of Savings and Credit Co-operative Societies (SACCOs) to the challenges of competition in the Kenyan financial sector: the case of Saccos in Eldoret

Economic and political reforms are sweeping the whole world affecting all nations. In Kenya these reforms have created fundamental changes in the environment in which firms operate. An obvious manifestation of such changes is the liberalization of trade. Such liberalization has meant that SACCOs in Eldoret have to contend with unbearable competitive pressures from the resilient global companies. The study set out to document the responses adapted by Savings and Credit Cooperatives (SACCOS) to challenges of competition in the Kenyan financial sector.

The effect of Credit Risk management on the financial Performance of Deposit taking Micro - Finance institutions In Kenya

Credit risk is an important factor that institutions offering services on credit should consider seriously and also invest on. A measure of future uncertainties in achieving, program performance goals within defined cost and schedule constraints. It has three components: a future root cause, a likelihood assessed at the prese nt time of that future root cause occurring, and the consequence of that future occurrence. In general when borrowers’ assets values are less than loan values, they do not repay. They exercised their option to default.

The relationship between financial innovation and financial performance of commercial banks in Kenya

This study sought to determine the relationship between financial innovation and financial performance of commercial banks in Kenya. This study took on a Quasi-experimental research design. The data collected was edited for accuracy, uniformity, consistency and completeness and arranged to enable coding and tabulation before final analysis. Qualitative and quantitative analysis techniques were used. Qualitative data will be analyzed by categorizing and grouping thematic contents through content analysis to address the research questions.

The effect of electronic banking on the financial performance of Commercial Banks in Kenya

It is expected the adoption of electronic banking services will have a positive effect on the profitability of commercial banks.The objective of this research was to measure and compare the effect of e-banking technologies on the profitability of domestic banks, how much the provision of these services affect the service quality of the banks and hence their efficiency, to assess the impact of changing from the traditional banking to the electronic banking on the banks.

Effect of regulatory controls on interest rates of deposit taking savings and credit co-operative societies in Nairobi county

This study was undertaken to assess the effects of regulatory controls on interest rates of deposit taking Savings and Credit Co-operative Societies (SACCOs) in Nairobi County. Its objective was to establish the impact of SACCO Societies Regulatory Authority (SASRA) regulations on interest rates levels charged by SACCOs in Nairobi County. A descriptive research design was used to collect data on a population of 34 Saccos that operate Front Office Services Activity (FOSAs) licensed by SASRA.

The effects of income source diversification on financial performance of commercial banks in Kenya

This paper attempts to find out the effect of diversifying income sources of Commercial Banks in Kenya during the financial period 2007 – 2011 on financial performance. The study predicts that the level of diversification has a positive impact on financial performance. This study is significant because banks are facing stiff competition from Micro- Finance Institutions and other mobile money transfer services which was in the past a role for banks only.

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