The Relationship Between Level of Credit and Growth of Micro and Small Enterprises (Mses) in Nairobi

SMEs are generally undercapitalised, suggesting major operational difficulties in accessing credit and pursuing corporate goals. The Baseline Survey (2000) showed that only six percent of SMEs successfully applied for and used credit. It is unclear how the rest who form the majority, meet their working capital and investment'needs.

Factors influencing the performance of businesses owned by women in Kiambu Town, Kenya

The challenges facing women entrepreneurs in Kenya have really affected entrepreneurship growth rate among the females. Many women have different business ideas, but putting the ideas into practice and running a competitive enterprise is another difficult thing to them.

Influence of microfinance services on the growth of small and micro business enterprises in South Gucha Sub County, Kisii County

This study sought to investigate the influence of microfinance products on the growth of small and medium enterprises in South Gucha Sub County, Kisii County, Kenya. It was guided by the objectives: to investigate the influence of credit facilities, training of entrepreneurs, savings and conditions of service on the growth of small and medium enterprises in South Gucha Sub County.

An assessment of the determinants of financial performance of Islamic banks and conventional banks in Kenya

Islamic banking is banking business whose aims and operations do not involve any element which is not approved by the religion of Islam. While the aim of both conventional and Islamic banks is profitability, the former heavily relies on interest for profits while the latter does not charge interest. The general objective of this study therefore was to evaluate the determinants of financial performance of conventional and Islamic banks in Kenya. This study adopted an explanatory research design.

Critical factors that affect the accessibility of credit services by small-scale tea farmers

The study was set to determine the critical factors that affect the accessibility of credit by small scale tea farmers. The study will assist small scale farmers with adequate knowledge on how to access credit and the approach in dealing with the challenges experienced. Financial institutions that provide credit will get information on the views of the small scale farmers who are their customers. The study is also a source of reference material for similar field studies. The survey design was used in the study, since the objective was to investigate the factors affecting credit access.

The effect of liquidity on the market value of Commecial Banks listed at the Nairobi Securities exchange

The objective of this study was to establish the existence of liquidity effect and its components on the market value of commercial banks listed at the Nairobi Securities Exchange. The study was a cross-sectional survey in which case the relationship between liquidity and market value of commercial banks listed at the NSE was determined. The dependent variable was the market value as measured through share prices while the independent variables were, cash position indicator, total deposit ratio, loan deposit ratio, liquidity ratio and earnings per share.

The effect of lending interest rates on financial performance of deposit taking micro finance institutions in Kenya.

Over the last five years, the country has witnessed a tremendous increase in the number of the Deposit Taking Microfinance Institutions. The objective of this study was to find out whether there exists a relationship between lending interest rates and the financial performance of Deposit Taking Microfinance Institutions in Kenya. The study involved collecting secondary data from Central Bank of Kenya, individual Deposit Taking Microfinance Institutions and the Association of Microfinance Institutions in Kenya.

The relationship between funding structure and financial performance of micro-finance institutions in Kenya

This study was carried out with the purpose of establishing the relationship between funding structure and financial performance of Microfinance institutions in Kenya. According to Hartarska (2005) microfinance is the provision of small scale financial services to low income or unbanked people while funding structure is the mix between equity and debt and it attempts to explain the mix of securities and financing sources used by corporations to finance real investment (Myers, 2006).

The effect of M-shwari services on financial access in Kenya: a case study of Kisii county by

ABSTRACT Mshwari is the revolutionary new banking product for Mpesa customers that allow an individual to save and borrow right from a mobile phone while earning interest on money saved. The literature on Mobile technology innovations and how it has improved the access to finance by the low income earners in Kenya is not available. Specifically, few studies have been done on the contribution of mobile banking to financial access. The contribution of M-shwari services to financial access has not been researched being a new product rolled out by Safaricom Limited in November, 2012.

Institutional Impediments To Access To Credit By Micro And Small Scale Enterprises In Kenya

female-owned and informal entrepreneurs are more inclined to borrow, they request for smaller amounts and enjoy lower success rates. Older and more educated entrepreneurs seek for and receive more credit than the younger and less educated. Spatial and size differences abound in the inclination to seek out credit and in the success rates. Urban-located and larger enterprises have higher success rates and receive more credit than others. The gap between credit demand and supply is phenomenal. Amounts received partly depend on the source from which credit is sought.

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