A survey of the factors influencing accessibility of credit to independent petroleum dealers in Nairobi and its environ

Trade credit is a significant source of financing business. It enables businesses to expand their sales volume and carry out promotional activities. However this form of credit is not usually available to small businesses. This is because financial institutions do not provide trade credit to small businesses as they perceive them as risky. Most independent petroleum dealers are small businesses and mostly do not easily access loans. This study therefore sought to find out the factors influencing the accessibility of credit to independent petroleum dealers within Nairobi and its environs.

Effect of macroeconomic factors on Commercial banks lending to agricultural Sector in Kenya

The study sets out to investigate the effect of macroeconomic factors on commercial banks' lending to agricultural sector in Kenya. The relationship between the effect of macroeconomics factors and sectoral lending by commercial bank is of major concern in the bank lending function in an economy. Commercial banks use the findings of the effect of macroeconomics to predict the performance of sectors in order to take precautionary measures in lending to avoid financial crisis. Insufficient supply of agricultural sector credit is one of the constraints to modernizing agricultural production.

The effect of level of deposits on financial performance of Commercial Banks in Kenya

The study was on the effect of the level of deposits on financial performance of commercial banks in Kenya. The main issue was that there had been a gradual rise in customer deposits in Kenya. The profitability of the banking sector has also been on the rise. So, the empirical problem was whether there exists a relationship between the customer deposits and banks profitability. The problem of the study and the research gap is based on the observation that there exists conflicting evidence of the effect of deposits on bank financial performance.

Determinants of money supply in Rwanda

Before mid 1990s economic reforms, the National Bank of Rwanda had the task of implementing monetary policy and supporting government policies including financing government debt. Since the implementation of reforms, the financial sector has evolved and the National Bank of Rwanda has adopted an indirect monetary policy. Whether the National Bank of Rwanda can exogenously determine money supply and what are the main determinants of money supply in Rwanda, are empirical questions. The main objective of this study was to investigate the main determinants of money supply in Rwanda.

Effect of microfinance services on the growth of persons with disabilities self help groups in Kenya

The United Nations Economic and Social Council estimates that 650 million people or about 10% of the world‘s population as people suffering from some form of disability of whom 80% are within developing nations. The current existing challenge is that there have never been enough studies on the relationship between recognizing disability and promoting successful development. The Millennium Development Goals (MDGs) call for increased focus on poverty reduction; disability and poverty are mutually reinforcing, as disability can be a cause of poverty and poverty can be a cause of disability.

Effects of interest rate spreads on financial performance of mortgage banks in Kenya

It is widely believed that fluctuations of market interest rates exert significant influence on the activities of commercial banks. The effect of interest rate spread changes on banks’ profitability is shown to be asymmetric with the effect originating from lending rates being greater than those of deposit rates. The objective of this study was to determine the relationship between interest rates spread and the performance of mortgage banks in Kenya.

Strategy Implementation Challenges in State Corporations: the Case of Agricultural Finance Corporation Kenya

Strategy implementation is tougher and more time consuming than strategy formulation. The process requires action-oriented and operations-driven people and systems management activities of leading, motivating, organizing, engineering business processes, and creating strong fits between strategy and how the organization does things. The process of strategy implementation faces many challenges leading to most organizations failing to successfully implement their strategies.

Strategic Responses by Microfinance Banks to the Dynamism of the Economic Environment: Capping of Interest Rates by Central Bank of Kenya

The business environment is highly dynamic posing various opportunities and threats to organizations. Strategic realignments are therefore inevitable in the current business environment. Organizations are tasked to continuously scan and assess the internal and external environment and develop appropriate strategies to survive and remain competitive amidst the changes in the environment. The banking sector has undergone a paradigm because of many changes in the economic environment affecting their performance.

The Effect of Bank Distress on the Kenyan Economy

The study aimed at establishing the various factors that affect the real GDP of the Kenyan economy, however great emphasis is on the effect of bank distress on the performance of the economy. The study used a time series data for the period from 1985 to 2015.The study applied a Vector Error correction model as determined by the presence of cointegration through the use of the Johansen test of cointegration.

Credit access, constraint and default: evidence from small scale enterprises in urban Liberia

Small enterprises in the post-war Liberia have huge potential of reversing the negative consequences of conflict and spurring economic growth. However, they are trapped in financing difficulties that impede their investment financing and expansion. This study reinforces the discussion that the credit market of Liberia is segmented and underdeveloped, with high level of asymmetric information, which has implications for screening errors in processing of loans, credit market participation and access, and credit default.


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